Apply for a credit card to pay for goods online as a much more convenient way to shop instead of having to send a cheque, money order or do a bank funds transfer. There are many online stores these days selling various items and almost all of them have systems that accept major cards such as Visa, American Express or MasterCard. Applying for and getting a card will allow you to buy products on the Internet instantly without having to go through the hassle of writing cheques or paying bank charges for doing an Internet funds transfer.
South African banks such as Nedbank, ABSA or Standard Bank allow people to apply for a credit card for the use of purchasing goods online and credit limits will vary according to the individuals personal financial circumstances and credit record. The better your credit history, the more chance you have of getting a card that has a high limit and offers more money available to you. Most banks in SA offer a wide range of cards that are bound to suit every-one’s needs and income.
These days it is not only the banks that offer free credit cards for people and clients. Some supermarkets and stores offer cards that allow you to buy goods in their shops such as the Woolworths Visa credit card. This allows a customer to buy products from any Woolworths store in South Africa and earn points towards vouchers in doing so. There are also other benefits for people who choose to apply for one of the Woolies cards. All in all it pays to shop around for the best and lowest interest rates when looking to apply for a credit card online.