• Home
  • About/Categories
    • What you Shouldn’t put on your Credit Card
    • Applying for a Discovery Health Credit Card
    • Using your Credit Card in another Country
    • No Credit Check Credit Cards for Blacklisted
    • Online Credit Card Processing
    • What People with Bad Credit MUST do with Credit Cards
    • Capitec Credit Cards
  • Contact Us

Credit Cards Guide

Finance options in SA

Credit Cards For Students

Credit cards for students offer numerous advantages in addition to providing easy access to cash and credit. They enable you to earn cash back or rewards on your expenditures. They also allow you to start building a good credit history, which will be a real plus later in life, when you are looking to take out loans to buy a car or house.


The cash back or reward earnings on college student credit cards vary from 1% to as high as 10% for different types of purchases. To compare credit cards, read through the terms and conditions to determine which card will give you the highest rewards on your most frequent expenditures. Some student credit cards even reward you points for maintaining a good GPA and paying on time.

Points can be redeemed for a variety of rewards, including a straight cash back, plane tickets, concert tickets, gift cards, and in some cases exclusive mtvU Rewards, like VIP passes to Spring Break, Studio Tours, and more. Again, to compare credit card offers, look for the card that offers the rewards that you find most exciting.

Most credit cards for students come with a 0% introductory interest rate for six months. Depending on the card, this rate may apply only to purchases, but in some cases it also applies to balance transfers and cash advances. In short, if you will be using your card for cash advances or balance transfers in addition to purchases, look for a credit card that offers a 0% introductory rate on these services.

College credit cards offer great advantages if you pay the balance in full every month. It is best, however, to avoid using your credit card as a supplemental student loan. Once the introductory rate expires, student credit cards charge a fairly high APR, from 16.99% and up.



Latest Information

  • Apply Online for an FNB Credit Card
  • How to Cancel Credit Cards in South Africa
  • Credit Card Debt – Take Action Before it’s too Late
  • Bad Credit? You May Still Qualify for a Credit Card!
  • Amex Global Travel Card

Search Site


Copyright © 2021 · Credit Cards Guide · South Africa

PRIVACY POLICY · CONTACT US