Gift credit cards from Visa, MasterCard and American Express come loaded with a prepaid amount of credit making them an ideal gift for Birthdays, Christmas or other occasions for that someone special. The cards are welcome anywhere in the world so even if you wish to send one of these credit cards as a gift to someone overseas, you can.
Although commonly named Gift Credit Cards, they are in fact actually more a debit card. The card is loaded at purchase with a prepaid amount that becomes the stored value assigned to any given card. When someone uses the card, that amount gets deducted from the prepaid amount and this continues until all funds from the so called gift credit card have been exhausted.
What is really nice about these types of credit cards is the fact that some companies allow you to personalize the design of the card to suit the taste of whoever it is you are giving it to, Visa and MasterCard are both companies that do this well with the option of having a short message embossed on some of the cards. You can also go for the non-personalized visa gift cards which can be an excellent method of businesses rewarding employees when they over achieve. American Express offer gift credit cards that are available online or through participating sellers around the USA.
A good tip to remember when giving someone one of these cards is to tell them to hang onto the prepaid cards for a while even after the balance has been used. Reason being they may need to take something back to a shop for a refund or to exchange an item and having the gift credit cards as some form of payment proof will help matters.