Standard bank credit card applications are available for clients who are looking for a card accepted everywhere in South Africa instead of having to walk around with the cash on them or carry a cheque book all the time. By using it to make purchases instead of cash you can control your finances easily as you then just have the one statement. Over 30 million merchants worldwide will accept it and it can be used at any MasterCard and Cirrus ATM’s around the globe.
If you choose to go for the Standard bank credit card applications it is a simple matter of applying via the necessary form and submitting. There are a range of cards available to any applicant and qualifying criteria depends on your income and age amongst a few other things. Certain solutions such as the private banking card will allow you to earn and accumulate air miles as you make purchases. These accumulated air miles can then be used towards the price of an aeroplane ticket when needing to fly anywhere domestically within SA or even overseas.
Rates and fees vary slightly between each solution but most offer no transaction fees on purchases, free travel insurance for when you go on holiday or business along with free lost card protection. Before going ahead and applying it is a good idea to have a look through the checklist to make sure you have all the necessary criteria, this will save you a lot of time especially if you are planning on visiting the bank in person. If you want to apply online then there is a simple seven step process to go through and the Standard bank credit card applications should only take you a few minutes on the Internet.