You can use prepaid credit cards internationally with very little difficultly and to your own benefit. When you are travelling overseas it is expensive to purchase the currency of each place that you are visiting, particularly if you are travelling for a long period of time. The easiest way to buy the food and goods you need is to use your Visa or Mastercard because these are recognised international brands. You’ll find that ABSA, FNB, Standard Bank and Nedbank provide credit cards that are able to be used across the world, taking the stress and effort out of your travels.
If you would like to use prepaid credit cards internationally but only have a standard debit card then this is a little more difficult. However, at most South African banks like Nedbank, Standard Bank, FNB and ABSA, you can use your debit card internationally as long as you provide your bank with notice that you intend to travel. This way they know that it is you doing your online shopping in Rome, rather than a criminal. Most debit cards are now also fitted with a chip so that they fulfil exactly the same role as your Visa or Mastercard credit card.
Although a credit card is easier to use, debit cards can be safer because there is a limit to how much can be spent. Prepaid credit cards provide similar and important limits. Credit card fraud is a huge industry internationally and there is nothing worse than your holiday being ruined because someone stole your card and has used it for their online shopping or to make other purchases. You can get insurance against this type of fraud which is something you should find out more about at your bank when you ask how to use prepaid credit cards internationally.