Virgin credit card applications for people who need fast access to cash for spending at stores can be done quickly and easily online through the online form available. Their mission is to provide the general public with a super deal, fantastic financial products and brilliant service, which anyone who has had dealings with this impressive company founded by Sir Richard Branson will be able to testify to as being the truth. Any person over the age of 18 and holding a South African green bar-coded ID document is eligible to apply for the money card from Virgin.
Saving money with the Virgin credit card is an excellent option for people looking at getting a good return on investment as at the time of writing this information they are offering 9% interest per annum from the day a person deposits money into their account. Using the card is the same as using most others except you are not given both a straight and budget facility with this offering. A budget facility is in fact deceptive in SA and a person actually ends up paying more interest when making purchases and instructing someone to put it onto their budget account. Therefore they give you one simple ‘straight’ credit limit offering.
Fees and charges are kept to a minimum and people even have the choice of choosing the design from a few modern pre-designed ideas. There is also a Car Card available to those who spend a lot of time on the road and do not want to carry cash around with them for every time they need to fill up their vehicle and pay for petrol. The limit approved on these cards will be determined from the initial application and from a persons personal credit score. Those who are blacklisted or have some kind of listings and judgements against them for defaulting on previous accounts with other financial service providers are unlikely to qualify or get approved for a Virgin credit card online.