Credit cards for blacklisted people or people who need a credit card and are blacklisted or have a bad credit record and history are available in the form of prepaid cards. These prepaid credit cards come as MasterCard and VISA cards and are available and accepted throughout the world. One of the requirements of qualifying for these types of credit cards is that you must have your salary paid directly onto the card.
For those who are blacklisted the biggest benefit to having this type of credit card is that you will receive an update monthly on your credit record stating that you are in possession of a card and that it is being paid on time and in a responsible manner. This will help you turn a bad credit record into a good one. These types of cards are an excellent solution for someone with a poor credit history or for people who are in the middle of a bankruptcy debt situation.
No bank account is required to qualify for this kind of card, there are no credit checks involved, you can use them worldwide, pay bills, withdraw cash from other accounts at an ATM cash machine and receive your wages or salary directly onto your card. Getting hold of one of these cards is hassle free and simple and requires no long and frustrating approval process. There maybe a small deposit or fee required at the time of applying for one of these cards but all in all this is a great solution for those who need a credit card but are blacklisted or have a bad credit history.