Apply online for an FNB credit card by firstly making sure that you have all of your personal information and details at hand. You should also look at all of the different cards available to you. Compare them and their features and check to see if you qualify for the one you want. At FNB you have card options to choose from: FNB Smart Credit Card Aspire Credit Card FNB Premier Credit Card Platinum Credit Card Silver Credit Card Gold Credit Card These cards have different features. Each of them has certain requirement that you have to meet if you wish to own them. Think of your budget before you contact the bank when you want to apply online for an FNB credit card. What you will do is carefully fill in the application form online and submit it. Related: Bad Credit Credit Cards It will save you a lot of… Read More

Know how to cancel credit cards in South Africa. If you find that you are accumulating a lot of debt. Or you feel that you are becoming overwhelmed, you may want to pay off your debt as quickly as possible. And cancel accounts to avoid the temptation of spending more money on credit. You may then want to cancel your credit card. So that you will not have to pay the monthly charges or have the temptation of a easy to use card. How do you cancel your credit cards in South Africa? First of all, you should pay off the money that you owe in full. Wait a few days for this to show up on your card record. The next step is to contact the customer service provider (you can find the number on your card). Explain that you want to cancel your credit card and close your… Read More

Get out of credit card debt fast. It is important that you learn how to take action quickly on credit card debt before it is too late. It is important that you sort your debt out as soon as possible. Before you find yourself in financial trouble or have a creditor take legal action taken against you. It is very easy to take out loans, get credit cards or open store accounts in today’s fast paced, consumer driven world. Therefore getting over your head. The media and advertising pushes people to buy without thinking about the consequences. A huge amount of people find themselves overwhelmed by debt regularly. There are many dire consequences for getting in over your head. So you should do everything in your power to avoid them. Credit Card Debt - The consequences of getting in over your head with debt These are some of the terrible… Read More

Who offers bad credit credit cards in South Africa for people with a low score? Even with a poor financial history you can still qualify for a credit card. However it's not always guaranteed. Individuals with low credit scores or blacklisted can still apply for a credit card. As well as other forms of credit from certain financial service providers in the country. Credit cards for people with bad credit in South Africa include: Prepaid credit cards (to rebuild credit) MasterCard Visa American Express Most of the cards that you will get guaranteed approval for with a bad credit record are prepaid cards. These are excellent in helping you to rebuild your credit in South Africa. Showing a creditor you can be responsible with your spending. Remember that your credit score is important. So you should try to make your record look better before you find yourself in trouble. It… Read More

The Amex global travel card is one of the most convenient cards you can use if you are travelling for either work or business. Also known as the American Express global travel card. This travelling tool is the best way to handle your money when you go out of the country. It has several travel friendly features that will help you on your way. American Express offers: Personal Travel Cards Business travel Cards Corporate Green Cards Corporate Platinum Cards Prepaid Debit Cards Gift Cards This may also interest you: Apply Online for an FNB Credit Card About the Amex Global Travel Card The American Express global travel card is very easy to use as you can simply swipe it at most stores across the world. Or draw money from your account at almost any ATM. The card is reloadable so you can put as much or as little money on… Read More

There are many different types of credit cards available through a great number of different financial service providers ranging from small companies, large corporations and businesses to some of the most well-known banks. Getting a credit card is not just as simple as applying for the first card you see. It is important that you get a card that operates on the right terms and conditions for lifestyle, financial situation and needs. you will also have to qualify for a credit card by earning a certain amount for different cards and by having a good credit record.   What are the benefits of having a credit card? A credit card is a very handy thing to have for a number of reasons. Firstly, it is a good idea for any young adult to begin building a credit record so that they can purchase large items (like houses and vehicles) in… Read More

A no credit check credit card is a card that enables an individual who has a bad credit record or who has been blacklisted to purchase items on credit. In order to obtain one of these credit cards, an individual will not have credit checks performed on them. So this card is good for people who have had problems with debt in the past. In addition those who do not qualify for credit from most reputable financial service providers. Finding no credit check credit cards for blacklisted people There are options for types of credit cards if you are blacklisted. Most large, reputable financial service providers, like the major banks in the country, will not finance loans, provide credit cards. Nor offer any credit at all to individuals with bad credit or those who are blacklisted. However there are many companies who do offer credit services to people who have… Read More

Online credit card processing for small business means enabling retail payments through the internet. This makes shopping incredibly efficient and is a good way for a business venture to grow. In South Africa many small businesses either do not offer online credit card processing or they do not handle their own online payments. Our tips for a small business to start credit card processing Set up a credit card processing system on your business website What to look for in a processing system Payment Express (Now Windcave) Virtual Card Services There are companies (like Etsy and eBay) who handle many outsourced retail goods for companies. However, it's simple enough to set up your own credit card processing system on your small business website. In addition the growth in your business will be worth the small amount of processing payments you will have to make. This may also interest you: Easiest… Read More

Because we live in a society where spending is addictive and easy to overdo, it is essential that you understand what people with bad credit MUST do with credit cards. In our consumerist society almost everybody confuses need with want. They believe, due to advertising, peer pressure and society in general, that there is an endless array of objects, items and experiences that they MUST have in order to function and to be good enough. This urge to splurge is unfortunately addictive. There are many people who make impulse buys and then regret them later. There are people who buy items that they believe that they desperately need and then never use them. There is a huge group of people who cannot help themselves when something that they do not need is on sale. These people are at risk of overdoing their spending and getting themselves into financial trouble.  … Read More

If you are an adventurer, an explorer, a traveller or a high flying businessperson, then the Diners Club credit card is a good no cash option to cover your costs on the spot no matter where you are.   What is the Diners Club? The Diners Club is a company that was established in the early 1950s by Frank McNamara and Ralph Schneider. The club provides a credit service with a number of different charge cards. The cards are accepted in several hundred countries and by several million businesses around the world. The Diners Club credit card was the first ever charge card and although there are now many like it, it is still the most well known, most trusted and most widely accepted.   What are the benefits of a Diners Club card? If you are planning on travelling beyond your country, or if your work obliges you to… Read More