“Do you take credit cards?” is a popular question asked by customers to businesses of any size. To find the easiest way for small business to accept credit cards, read on! Paying with credit cards offers customers a convenient payment method and has become a necessity for businesses to accommodate, small businesses included. Many people these days don’t carry large amounts of cash on them for safety and convenience issues, so businesses which don’t accept credit cards may lose out on business if they are unable to accept credit cards. Provided they have not exceeded their credit limit, customers can also buy on credit at any time, regardless of how much money they actually have. There are a number of ways businesses can accept credit card payments, and the easiest way for small business to accept credit cards depends on the nature of the business. Online If you operate a… Read More

Especially if you are already a Discovery Medical Aid member, you should take full advantage of the Visa Discovery Card benefits for South Africans. The Visa Discovery Card is essentially a credit card, allowing you to make purchases on credit. Depending on your circumstances, there are 5 different cards you can qualify for: blue, bronze, silver, gold, or diamond. As the highest ranking card, a diamond card has the best benefits, but all cards come with certain advantages and opportunities for you to save money when you use them.   How do I apply for a Visa Discovery Card? You can apply for your Discovery Card telephonically by calling 0860 11 CARD (2273). Discovery will check your real-time credit rating and send you a quote. This quote will tell you which Discovery Card you qualify for, how much your fees are, and what your credit limit is. Please note that… Read More

In 2012, you can look forward not only to a new year but also to the introduction of Capitec Bank credit cards. The popularity of Capitec is increasingly growing, as both businesses and individuals take advantages of the lowest back charges in South Africa. Capitec is the youngest retail bank in South Africa having been founded in 2011. Today, it has around 3.3 million clients, with an average of 90 000 new clients joining the bank each month. There are over 400 Capitec branches around South Africa which conveniently stay open later than other major banks. To simplify its banking solutions, Capitec uses what it known as its “Global one facility” , an all-inclusive banking solution that means you don’t have to sweat over which account type you choose. When Capitec introduces its credit card, its Global One system will still apply. The Global One account is the only transaction… Read More

Maybe it was your credit card that got you into the red in the first place, but the good news is that you can use a credit card to build credit if you are responsible about how you use it. Nowadays, not many businesses will provide you with any kind of loan or financing without an indication that you have a good credit record. This is why it is important to use a credit card or other such credit-type payment system over time so that you can develop a credit history and show that you are a good (or bad!) credit holder.   Tips to build credit using a credit card  You only need to have one type of credit card to build a credit history; you don’t need to have multiple credit cards from different places. A credit card can be a credit card from a bank, a petrol… Read More

Clothing store credit cards allow you to buy that denim jacket, new dress, or pair of shoes. Even if it’s the end of the month and you are scrimping for your last tin of baked beans. Putting the clothing item on a credit account means you don’t have to wait until your next pay day. What clothing stores have credit cards? These days most clothing stores will be more than happy to get you sign on the dotted line to open an account. In fact, they often offer various bonuses and rewards for doing so. Such as getting money off your next purchase or being offered a free gift. These clothing stores have credit cards in South Africa: Truworths Edgars Legit Mr Price Jet Woolworths Miladys Foschini Stuttafords To find out if your favorite clothing store offers a credit card or account system give them a call. Or enquire within… Read More

Woolworths gift card vouchers in South Africa are a great way to get someone a present that they will truly love. Products you can buy with a gift card voucher at Woolworths stores include: Food & Beverage Homeware Beauty & Fragrances Shoes & Accessories Fashion Clothing Woolworths have grown in leaps and bounds over the years. From being a shop that traditionally catered to the older generation, to a shop for all. Their great quality and value for money products, combined with a number of private brands such as Country Road and Trenery, mean that Woolworths has grown in to a retailer. One that really does offer something to suit everyone’s needs. This may also interest you: Clothing Store Credit Cards This has also resulted in it being one of the most loved stores in South Africa. Therefore this means that you can never go wrong with a gift card… Read More

The Visa Discovery credit card is your key to unlocking a world of discounts and savings. This credit card provides you with the benefits of a credit card and more than you could ever imagine. Imagine getting discounts and earning points merely by swiping your card in one of 24 million outlets or cash machines globally! Well you do not have to imagine any more, if you are a Discovery Health member and you have signed up for their Vitality programme, you can start saving and being rewarded today. What is even better is that the healthier you are, the more rewards you can receive. So now you have a reason (excuse) to actually go to the gym as you get rewards based on your Vitality status, your VitalityDrive TM status, or both. And to top it all off, in addition to getting discounts and rewards, you can get cash… Read More

Truworths clothing accounts are a great way to keep in touch with the latest fashion styles on a budget. The process of opening an account is simple and easy and can be done at a click of a button. 5 Benefits of a Truworths Clothing Account R1000 in Fashion Vouchers Get 6 Months Interest Free Credit Shop Brands like UZZI & OFFICE London Become a TRULOYALTY member with benefits No need to carry cash The online application system is simple. They ask you a few questions such as your income and your expenses. And they calculate for you how much money you can spend on your account based on these figures. This means that no matter what you earn, Truworths will have an account to suit you. More on Truworths Clothing Accounts Truworths clothing accounts are tailor made to your needs. This is especially helpful for those of you who… Read More

Blacklisted? Get finance and credit cards even with bad credit. There are a number of websites that you can visit that will supply you with all the information and advice you need if you have bad credit and need a loan or credit card. In terms of credit cards, the majority of people who have bad credit or are black listed think that it is impossible to get a card. This however is not the case as there are certain banks and financial institutions that will supply you with a credit card. The only catch is that these solutions often come with a higher interest rate. Are you blacklisted? Get finance and credit cards even with bad debt and rebuild your bad credit history. If you keep your payments up to date and maintain your account balances, this will improve your credit history and will keep you in better standing… Read More

The Nedbank American Express Gold credit card is known and accepted internationally. It is the traveler’s preference card; any person who travels often would be crazy to not have one of these handy. Not only do you get to travel hassle free, but you also get to enjoy the amazing financial benefits, some of which include reasonable spending amounts and free extra cards to use on your trip. Even if it’s for business purpose that you travel so often, with the Gold Card like this, traveling will be a pleasure. You will also get discounted rates on car rentals in the country as well as many other outstanding travel offers. As a Nedbank American Express Gold card holder you are also eligible for anything up to eight visits to the Premier Club Lounges in SA, free of charge. Make use of the travel insurance that you automatically receive, and rest… Read More